Pensacola Mortgage Broker
VA loan specialists serving Pensacola, Gulf Breeze, Navarre, and the entire Florida Panhandle. No broker fees. 20+ wholesale lenders.
- $0 down VA loans — NAS Pensacola & Eglin AFB specialists
- Conventional, FHA, USDA, Non-QM & DSCR programs
- Pre-approvals typically within 24 hours
Pensacola Mortgage Programs
Every loan program available in the Pensacola market — from VA loans for military families to DSCR financing for Pensacola Beach investors.
VA Loans
$0 down for veterans & active duty. No PMI. NAS Pensacola, Corry Station & Eglin AFB specialists.
Learn moreConventional
3% down, 620+ FICO. Fannie Mae & Freddie Mac programs for primary, second homes & investment.
Learn moreFHA Loans
3.5% down, 580+ FICO. Ideal for first-time buyers in Pensacola, Gulf Breeze & Navarre.
Learn moreUSDA Loans
$0 down for eligible rural & suburban areas in Escambia & Santa Rosa counties.
Learn moreNon-QM
Bank statement & alternative income programs for self-employed Pensacola borrowers.
Learn moreDSCR Loans
Investment property financing for Pensacola Beach, Gulf Breeze & Navarre rental portfolios.
Learn moreWhy Pensacola Homebuyers Choose CFC
- VA loan specialists — NAS Pensacola, Corry Station & Eglin AFB
- Access to 20+ wholesale lenders for best available rates
- No broker fees — ever
- Pre-approvals typically issued within 24 hours
- Licensed in Florida since 1999 — NMLS 103035
- Conventional, FHA, USDA, Non-QM & DSCR programs
- Local knowledge of Pensacola neighborhoods & home values
Pensacola Area Service Coverage
We serve homebuyers and homeowners throughout Northwest Florida.
Licensed in Florida · NMLS 103035 · Equal Housing Lender
Pensacola Mortgage FAQs
Does CFC offer VA loans near NAS Pensacola?
Yes — VA loans are our most requested program in Pensacola. We work with active duty personnel at NAS Pensacola, Corry Station, and Eglin AFB, as well as veterans throughout Escambia and Santa Rosa counties. VA loans offer $0 down, no PMI, and competitive rates.
What areas of Pensacola do you serve?
We serve the entire Pensacola metro: Pensacola, Gulf Breeze, Navarre, Milton, Pace, Cantonment, Destin, Fort Walton Beach, Niceville, Crestview, Perdido Key, and Pensacola Beach.
How fast can I get pre-approved in Pensacola?
Most pre-approvals are issued within 24 hours of submitting your application at cfc.my1003app.com. Call us at (833) 457-6500 to speak with a loan officer today.
Do you charge broker fees in Pensacola?
No. Coastal Funding Corporation never charges broker fees. We are compensated by the lender, not the borrower, so you get access to 20+ wholesale lenders at no additional cost.
Ready to Buy or Refinance in Pensacola?
Start your application online or call our team. Pre-approvals typically within 24 hours.